benchmark community bank
Schedule of Fees
Please note that Benchmark Community Bank has made adjustments to certain fees that may affect your accounts with us. The updated fee schedule appears below.
Effective February 24, 2025. All fees are subject to change.
| Deposit Accounts | |
| Overdraft Fee (per item*) | $ 37.00 |
| Non-Sufficient Funds (NSF) Fee (per item*) | $ 10.00 |
| Overdrawn Account Fee (per each 10 consecutive days in overdraft) | $ 10.00 |
| Returned Deposited Item (per item) | $ 8.00 |
| Telephone Transfer Fee (per transfer processed over the phone by a bank employee) | $ 3.00 |
| Counter Check Printing Fee (per sheet) | $ 1.00 |
| Stop Payment Order Fee | $ 35.00 |
| Foreign Check Collection Fee (additional fees may apply if item is returned) | $ 65.00 |
| Excessive Withdrawal Fee - Savings/Money Market (per each withdrawal in excess of 6 during any monthly period) | $ 5.00 |
| Dormant Account Fee (per month) | $ 10.00 |
| Early Closing Account Fee (if account is closed within 180 days of opening) | $ 35.00 |
| Monitoring of Multiple Signatures (per statement cycle) | $ 15.00 |
| ACH Credit to Another Financial Institution (one-time setup) | $ 6.00 |
| IRA Trustee Transfer Fee | $ 50.00 |
| ICS Target Balance Fee per month per account with an ICS sweep transfer where the average balance falls below the target balance) | $ 20.00 |
| Loan Accounts | |
| Replacement of Loan Coupon Book | $ 5.00 |
| Debit Card/ATM | |
| Replacement of Lost or Damaged Visa Debit Card | $ 5.00 |
| Withdrawal at Foreign (Non-Benchmark) ATM (per withdrawal) | $ 3.00 |
| International Debit Card Transactions (for all cross-border transactions) | 1.00% of transaction amount |
| Foreign Currency | |
| Foreign Currency Exchange (varies depending on currency ordered) | $ 25.00 minimum |
| Official Checks | |
| Official Check Fee | $ 10.00 |
| Wire Transfers | |
| Outgoing Domestic Wire Fee | $ 25.00 |
| Outgoing International Wire Fee | $ 50.00 |
| Incoming Wire Fee | $ 20.00 |
| Account Research & Legal | |
| Research Services (per hour; $25.00 minimum) | $ 35.00 |
| Statement and Image Reproduction (per statement cycle) | $ 5.00 |
| External Liens/Levies on Accounts | $ 100.00 |
| Escheatment Fee | $ 50.00 |
| Safe Deposit Boxes | |
| Box Size: 3" x 5" | $ 30.00 |
| Box Size: 3" x 10" | $ 60.00 |
| Box Size: 5" x 10" | $ 90.00 |
| Box Size: 10" x 10" | $ 120.00 |
| Safe Deposit Box Late Payment | $ 15.00 |
| Safe Deposit Box Drilling or Changing of Lock | Fee Varies |
| Miscellaneous | |
| Lockable Night Depository Bag | $ 30.00 |
| Notary Service (per request) | $ 1.00 |
| Online Bill Pay Inactivity Fee (per month if not payments are made by an enrolled online bill pay user) | $ 3.00 |
*This per-item fee applies to overdrafts or non-sufficient funds created by check, in-person withdrawal, or electronic means with the exclusion of non-recurring debit card transactions and ATM withdrawals. Maximum of four (4) overdraft or NSF fees assessed per account, per business day.
For additional terms and conditions which apply to your account, please see the account agreement and disclosures which are provided to you at account opening.
