Checking Accounts

With the features you want.

We all have our own financial habits. Often they reflect our busy lifestyles or our goals. But lives and goals change. Products change as well.

Have you been using the best type of checking account for your current situation? Let us help you decide.

Benchmark has several types of accounts. The features vary. Take a look at what each account offers. If you are still undecided, one of our relationship specialists can guide you to the checking product that will benefit you most.

With all of our checking accounts, you can:

• Sign up for free Internet Banking.
• Pay your bills online.
• Get a free Visa debit card.
• Get e-Statements!
• Bank by phone.
• Open with just $100.

Contact a Relationship Specialist

Our Premier and Rewards Personal Accounts include:

 

$UCCESS CHECKING

With this exciting account, you can earn 4.00% APY* plus get a refund** on ATM fees incurred nationwide!

Here's how it works:

On balances up to $25,000.00, you will earn a premium rate of 4.00% Annual Percentage Yield* (APY) and 0.21% APY on balances $25,000.01 or greater, PLUS get a refund on ATM fees that you incurred (up to $25**), by simply doing the following each qualification cycle***:

• Make at least 12 debit card purchases that post and clear your account.
• Have at least one Automated Clearing House (ACH) direct deposit or at least one ACH payment post and clear your account.

Best of all, if you do not meet the requirements in any given month, you will still earn a base rate of 0.10% APY on your balance.

Plus...

• No minimum balance required.
• You can waive the monthly $5 service charge by receiving e-Statements through Internet Banking.

Now what could be easier and more worthwhile?

Want to learn more? Check out some of the Commonly Asked Questions about $uccess Checking, or visit one of our branches for more details. A relationship specialist would be glad to answer any questions you might have.

*Annual Percentage Yield. Rates are as of 2/18/25 and may change at any time after the account is opened. Interest is compounded monthly. Fees could reduce earnings. Available for personal accounts only. View our rates page.

**Up to $25 in ATM fees will be reimbursed per statement cycle.

***The qualification cycle, or statement cycle, is a calendar month.

THE KEYSTONE ACCOUNT

The Keystone account comes with a variety of very attractive benefits. Account holders enjoy no minimum balance*, free Keystone checks**, Visa debit card with higher withdrawal and purchase limits, no-fee official checks, preferred interest rates on select consumer loans, and a discount on safe deposit boxes.

You can qualify for no monthly service fees with a Keystone Account by maintaining a certain balance in your deposit and/or loan accounts. The criteria is at least:

• $15,000 in combined daily deposit account balances OR
• $50,000 in combined daily loan account balances OR
• $25,000 in combined daily deposit and loan account balances

*as long as there is a qualifier

**up to two boxes per calendar year
 

View Rates Compare Accounts Contact a Relationship Specialist
 

Our other accounts include:

BCB CHOICE

Choose how your account functions. Waive the $5 monthly fee by receiving e-Statements each statement cycle OR by having 10 debit card transactions post and clear your account per statement cycle OR simply pay a $5 monthly service fee if neither condition is met. It's your choice!

$MART$TART CHECKING

This account is just for teens 12-17, and includes a debit card with parental controls.  Check out our page to learn more about it!

THE BRIDGE ACCOUNT

For young adults just starting out on their own, this unique account offers features like ATM refunds and the opportunity to get that first credit card. Get details here.

MONEY MARKET ACCOUNT

If your goal is to earn higher money market rates yet keep your money accessible, this account is for you. You may make up to 6 withdrawals per month. A $2,500 balance is required.

LIFESTYLE 55

For those 55 or over, this special account offers no monthly fee, no minimum balance and free checks (up to two boxes per calendar year)!

BUSINESS CHECKING

Visit our business pages.

 

Contact a Relationship Specialist

Still undecided? View our side-by-side comparison of our checking accounts.

Have questions? Contact us and let us know how we can help.

Want to find information about FDIC coverage? Visit our FDIC Resource Center.

Regulation CC (Funds Availability) Policy